We are not a lender. We do not work for any of the companies profiled on this website. Instead what we do is we review different lenders. from the lending process, to how they communicate with the customers. After reviewing hundreds of companies we compile the best on this website.

There are numerous variables that we investigate, they are"

• Interest Rates

• Customer Service

• Amount they lend out

• If they abide by local state laws

• If they approve less than perfect credit

• How long the application is

• If they require paperwork to be faxed

• Number of preexisting satisfied customers

• How soon before the money hits your bank account

• Willingness to extend the loan repayment option

Different states have different laws and it is important lenders abide by them, this is probably the most important factor that we look at. Customer service is next, if you can't talk to someone on the phone then we don't like the company. Interest rates is the third most important factor for us, we don't want people getting ripped off.